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Meet The Team At Maryland Hard Money Lenders

Over 15 Years Of Real Estate Experience

Our real estate background makes us the perfect financial partner

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PATRICK FREEZE - PRINCIPAL

Maryland Hard Money Lenders was founded by Patrick Freeze. Patrick has been in the real estate business for the last 15+ years, and has tremendous experience in the industry. He currently oversees a property management company with 6,000+ units and over 200 employees.

Here at Maryland Hard Money Lenders, we understand your business because we are in your business. We can evaluate a deal very quickly to determine if it will be the right fit for both sides.

Unlike banks or other more conventional lenders who have strict guidelines, Maryland Hard Money Lenders works much more effectively and efficiently. We underwrite deals from a common sense approach and handle every aspect of your loan in-house.

This is why we are truly a “partner” and not just a “lender” throughout your entire project.

Patrick Freeze Headshot

WALID HAJJ - PRINCIPAL

Walid works with the loan originators for all new deals and is the first to underwrite the deal and confirm we’re ready for the next stage. His process includes reviewing borrower’s credit, tax returns and banks statements as well as comparable properties to determine a deals viability. Additionally, Walid handles all bank draws and investor subscriptions.

WRH has developed, owns and operates multi-family properties throughout Maryland. Since 2010, WRH has completed, or is in the process of completing roughly $250,000,000 in multi-family projects and has prided itself on providing exceptional returns for its partners and investors.

Why Choose Us As Your Lender?

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Industry Experience

We have several thousand properties under our belt, between property management and investment properties.

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Fast, Quality Service

We can typically fund a loan within 48 hours as long as all of the required documents have been sent to us.

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Expert Resources

Our team is ready to help make sure you structure your deals effectively and profitably. 

We Serve The Maryland Area

We’ve served the Maryland area for many years now and our keen ability to know which real estate opportunities are good and which ones are bad makes us one of the best hard money lenders in Maryland.

By sharing our extensive expertise with our borrowers, we help protect our borrowers from undue risk and direct them to outstanding financial returns.

Take a look at a few of our recently funded projects.

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