Maryland Hard Money Lender Privacy Policy
Terms of Use:
Entering this site or the links accessible through this site, you agree to be bound by this agreement. The information and the resources contained on and accessible through this site are made available by Maryland Hard Money Lender,LLC. and/or its suppliers and vendors, and are subject to your agreement to their terms and conditions.
All contents copyright (c) Maryland Hard Money Lender
All rights reserved, Maryland Hard Money Lender makes this Web site available to all users for the sole purpose of providing educational information on real estate & financial issues. The accuracy of Web site, information, and resources identified are not warranted or guaranteed, or intended to substitute for financial or real estate advice, to contradict financial advice given, or for financial advice of any kind.
Your use of this Web site indicates your agreement to be bound by the Terms of Use and you expressly agree to be bound to the foregoing terms and conditions. All materials on this server and this Internet site, including the site’s design, layout, and organization, are owned and copyrighted by Maryland Hard Money Lender, or its suppliers or vendors, and are protected by U.S. and international copyrights. Material on this site may be used for personal use only. Commercial use of any sort is strictly prohibited.
Use of Resources and Information
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
This site may not be used as a supplement or alternative for financial advice, and is not intended and does not warrant or guarantee the quality or quantity of any services of any of the advertisers identified; further, the information provided is merely for educational purposes, and its accuracy is not guaranteed.
1. General Disclaimer
Maryland Hard Money Lender is not a financial advisor or a substitute for professional financial advice. Users are encouraged to consult with financial advisors or other professional advisors regarding any financial decisions or questions. This site does not offer financial advice or endorsements.
2. Limitation of Liability
Maryland Hard Money Lender, its affiliates, suppliers, or linked domain names are not responsible or liable for any claim, loss, or damage of any kind arising directly or indirectly from the use of this site or the information, resources, or tools contained on or accessible through it. This site and its contents are provided on an “as is” and “as available” basis. Maryland Hard Money Lender expressly disclaims all warranties, whether express or implied, including but not limited to, the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
3. No Warranty on Content Accuracy
Maryland Hard Money Lender does not guarantee the accuracy, relevance, completeness, or timeliness of the information provided on this site. The information on this website is not to be taken as legal, financial, or professional advice or a substitute for such advice.
4. Use of Site
Your use of this site is subject to all additional disclaimers and caveats that may appear throughout the site. Users agree to use this site and its content at their own risk.
5. Changes to the Policy
Maryland Hard Money Lender reserves the right to modify this privacy policy at any time. We encourage users to frequently check this policy for any changes to stay informed about how we are helping to protect the personal information we collect. Your continued use of the site after such modifications will constitute your acknowledgment of the modified policy and agreement to abide and be bound by the modified policy.
Other Internet Sites Links
This site also includes links to other Internet sites created and maintained by Maryland Hard Money Lender’s suppliers, vendors, affiliates, or subscribers. Be aware that Maryland Hard Money Lender does not control, makes no guarantees about, and disclaims any express or implied representations or warranties about the accuracy, relevance, completeness, timeliness or appropriateness for a particular purpose of the information or the resources contained on these or any other Internet sites. Further, the inclusion of these links is merely for your convenience and is not intended and does not reflect Maryland Hard Money Lender’s opinion on the accuracy or the importance of these other sites; further, Maryland Hard Money Lender does not endorse in any manner any of the views expressed in, or products or services offered by this or these other sites. All information in any site by Maryland Hard Money Lender, or associated or linked site, is extracted, read, used, or relied upon by you at your own risk.
Disclaimer of Warranty
Maryland Hard Money Lender and its suppliers and vendors disclaim all express or implied representations or warranties with regard to the information, services, products, materials, and any other resources contained on or accessible through this site, including without limitation any implied warranties of merchantability or fitness for a particular purpose. All information provided by Maryland Hard Money Lender is made available “as is” and “as available” without warranty of any kind, or any express or implied promise, including, by way of example, its continuing availability.
Limitation of Liability
With respect to products, goods, or services purchased from any entity identified, listed, named or contacted through Maryland Hard Money Lender’s Web site, or any links to Maryland Hard Money Lender’s Web site, to the maximum extent permitted by applicable law, in no event shall Maryland Hard Money Lender or its suppliers or vendors be liable for any direct, indirect, special, punitive, incidental, exemplary, contractual, or consequential damages, or any damages whatsoever of any kind, resulting from any loss, which by way of example, includes loss of use, loss of data, loss of profits, business interruption, litigation, or any other pecuniary loss, whether based on breach of contract, tort (including negligence), product liability, or otherwise, arising out of or in any way connected with the use or performance of this site, with the delay or inability to use this site, or with the provision of or failure to make available any information, services, products, materials, or other resources contained on or accessible through this site, even if advised of the possibility of such damages. You acknowledge and agree that the limitations set forth above are elements of this agreement, and that this site would not be provided to you absent such limitations.
Indemnification
You agree to indemnify, defend, and hold harmless Maryland Hard Money Lender and its suppliers and vendors from any liability, loss, claim, and expense (including reasonable attorneys’ fees) related to your violation of this agreement or use of this site in any manner. Your use of this site shall constitute your acceptance of the terms of this Agreement, as revised and modified, if any, each and every time you access this site. Maryland Hard Money Lender may modify this agreement at any time, and such modifications shall be effective immediately upon posting of the modified agreement.
Miscellaneous
Maryland Hard Money Lender’s failure to insist upon strict enforcement of any provision(s) of this agreement shall not be construed as a waiver of any provision or right. This agreement and the resolution of any dispute related to this agreement or this site shall be governed by and construed in accordance with the laws of the State of MD, without giving effect to any principles or conflicts of law. Any legal action or proceeding between Maryland Hard Money Lender or its links, suppliers or vendors and you related to this agreement or this site shall be brought exclusively in a state or federal court of competent jurisdiction sitting in the County of , MD.
Copyright
All materials on this server and this Internet site, including the site’s design, layout, and organization, are owned and copyrighted by Maryland Hard Money Lender or its suppliers or vendors, and are protected by U.S. and international copyrights.
Personally Identifiable Information
Maryland Hard Money Lender’s Privacy Policy is to allow our users to anonymously access the information on Maryland Hard Money Lender’s properties. Maryland Hard Money Lender does not collect, sell, or provide any personally identifiable information regarding you or other users, unless you voluntarily provide that information to us for that purpose. In this Section we have set out: (1) the general categories of personal data that we may process; (2) the purposes for which we may process personal data; and (3) the legal bases of the processing.
- We may process [data about your use of our website and services] (“usage data”). The usage data may include [your IP address, geographical location, browser type and version, operating system, referral source, length of visit, page views and website navigation paths, as well as information about the timing, frequency and pattern of your service use]. The source of the usage data is [our analytics tracking system]. This usage data may be processed [for the purposes of analyzing the use of the website and services]. The legal basis for this processing is [consent] OR [our legitimate interests, namely [monitoring and improving our website and services]].
- We may process [your account data] (“account data”).[ The account data may [include your name and email address].][ The source of the account data is [you or your employer].] The account data may be processed [for the purposes of operating our website, providing our services, ensuring the security of our website and services, maintaining back-ups of our databases and communicating with you.] The legal basis for this processing is [consent] OR [our legitimate interests, namely [the proper administration of our website and business]] OR [the performance of a contract between you and us and/or taking steps, at your request, to enter into such a contract].
- We may process [your information included in your personal profile on our website] (“profile data”).[ The profile data may include [your name, address, telephone number, email address, profile pictures, gender, date of birth, relationship status, interests and hobbies, educational details and employment details].] The profile data may be processed for [the purposes of enabling and monitoring your use of our website and services]. The legal basis for this processing is [consent] OR [our legitimate interests, namely [the proper administration of our website and business]] OR [the performance of a contract between you and us and/or taking steps, at your request, to enter into such a contract].
- We may process [your personal data that are provided in the course of the use of our services] (“service data”).[ The service data may include [specify data].] [The source of the service data is you or your employer]. The service data may be processed [for the purposes of operating our website, providing our services, ensuring the security of our website and services, maintaining back-ups of our databases and communicating with you]. The legal basis for this processing is [consent] OR [our legitimate interests, namely [the proper administration of our website and business]] OR [the performance of a contract between you and us and/or taking steps, at your request, to enter into such a contract].
- We may process [information that you post for publication on our website or through our services] (“publication data”). The publication data may be processed [for the purposes of enabling such publication and administering our website and services]. The legal basis for this processing is [consent] OR [our legitimate interests, namely [the proper administration of our website and business]] OR [the performance of a contract between you and us and/or taking steps, at your request, to enter into such a contract].
- We may process [information contained in any inquiry you submit to us regarding goods and/or services] (“inquiry data”). The inquiry data may be processed [for the purposes of offering, marketing and selling relevant goods and/or services to you]. The legal basis for this processing is [consent].
- We may process [information relating to our customer relationships, including customer contact information] (“customer relationship data”).[ The customer relationship data may include [your name, your employer, your job title or role, your contact details, and information contained in communications between us and you or your employer].] [ The source of the customer relationship data is [you or your employer].] The customer relationship data may be processed [for the purposes of managing our relationships with customers, communicating with customers, keeping records of those communications and promoting our products and services to customers]. The legal basis for this processing is [consent] OR [our legitimate interests, namely [the proper management of our customer relationships]].
- We may process [information that you provide to us for the purpose of subscribing to our email notifications and/or newsletters] (“notification data”). The notification data may be processed [for the purposes of sending you the relevant notifications and/or newsletters]. The legal basis for this processing is [consent] OR [the performance of a contract between you and us and/or taking steps, at your request, to enter into such a contract].
- We may process [information contained in or relating to any communication that you send to us] (“correspondence data”). The correspondence data may include [the communication content and metadata associated with the communication]. [ Our website will generate the metadata associated with communications made using the website contact forms.] The correspondence data may be processed [for the purposes of communicating with you and record-keeping]. The legal basis for this processing is [our legitimate interests, namely [the proper administration of our website and business and communications with users]].
- Please do not supply any other person’s personal data to us, unless we prompt you to do so.
- Financial transactions relating to [our website and services] [are] OR [may be] handled by our payment services providers. We will share transaction data with our payment services providers only to the extent necessary for the purposes of [processing your payments, refunding such payments and dealing with complaints and queries relating to such payments and refunds].
Retention and Deletion of Personal Data This section sets out our data retention policies and procedure, which are designed to help ensure that we comply with our legal obligations in relation to the retention and deletion of personal data. Personal data that we process for any purpose or purposes shall not be kept for longer than is necessary for that purpose or those purposes. We will retain your personal data as follows:
- [personal data category or categories] will be retained for a minimum period of [26 months].
Reset on new activity:
- The retention period for a specific user will reset with each new event from that user (thus setting the expiration date to current time plus retention period). For example, if data retention is set to 26 months but a user initiates a new session every month, then that user’s identifier is refreshed every month and never reaches the 26-month expiry. If the user doesn’t initiate a new session before the retention period expires, then that user’s data is deleted.
- Notwithstanding the other provisions of this Section, we may retain your personal data where such retention is necessary for compliance with a legal obligation to which we are subject, or in order to protect your vital interests or the vital interests of another natural person.
Cookies A cookie is a file containing an identifier (a string of letters and numbers) that is sent by a web server to a web browser and is stored by the browser. The identifier is then sent back to the server each time the browser requests a page from the server. Cookies may be either “persistent” cookies or “session” cookies: a persistent cookie will be stored by a web browser and will remain valid until its set expiry date, unless deleted by the user before the expiry date; a session cookie, on the other hand, will expire at the end of the user session, when the web browser is closed. Cookies do not typically contain any information that personally identifies a user, but personal information that we store about you may be linked to the information stored in and obtained from cookies. We use cookies for the following purposes:
- [authentication – we use cookies [to identify you when you visit our website and as you navigate our website]
- [security – we use cookies [as an element of the security measures used to protect user accounts, including preventing fraudulent use of login credentials, and to protect our website and services generally]
- [analysis – we use cookies [to help us to analyze the use and performance of our website and services]
- [cookie consent – we use cookies [to store your preferences in relation to the use of cookies more generally]
Cookies used by our service providers: Our service providers use cookies and those cookies may be stored on your computer when you visit our website. We use Google Analytics to analyze the use of our website. Google Analytics gathers information about website use by means of cookies. The information gathered relating to our website is used to create reports about the use of our website. Google’s privacy policy is available at: https://www.google.com/policies/privacy/. Most browsers allow you to refuse to accept cookies and to delete cookies. The methods for doing so vary from browser to browser, and from version to version. You can however obtain up-to-date information about blocking and deleting cookies via these links:
(a) https://support.google.com/chrome/answer/95647?hl=en (Chrome);
(b) https://support.mozilla.org/en-US/kb/enable-and-disable-cookies-website-preferences (Firefox);
(c) http://www.opera.com/help/tutorials/security/cookies/ (Opera);
(d) https://support.microsoft.com/en-gb/help/17442/windows-internet-explorer-delete-manage-cookies (Internet Explorer);
(e) https://support.apple.com/guide/safari/manage-cookies-and-website-data-sfri11471/mac (Safari);
and (f) https://privacy.microsoft.com/en-us/windows-10-microsoft-edge-and-privacy (Edge). Blocking all cookies will have a negative impact upon the usability of many websites. If you block cookies, you will not be able to use all the features on our website.
Security
Maryland Hard Money Lender places the utmost importance on protecting information transmitted via this web site and will take security precautions to protect all such information. However, Maryland Hard Money Lender cannot guarantee that any electronic communication is totally secure. Maryland Hard Money Lender will take measures to secure and protect all customer-specific information from loss, misuse, and alteration.
Updates to Terms
Maryland Hard Money Lender reserves the right to modify or amend its Terms of Use at any time, and from time to time. Any changes to the policy will be posted on this site.
Governing Law
These Terms and Conditions shall be construed, interpreted and performed exclusively according to the, excluding conflict of law rules, of the State of MD, United States of America. Any legal action with respect to any transaction must be commenced within one year after the cause of action has arisen.
Questions
Should you have any questions or concerns regarding Maryland Hard Money Lender’s Terms of Use, please contact us at info@marylandrealestatelenders.com.
Links
This site contains links to other sites. Maryland Hard Money Lender is not responsible for the privacy practices of other sites that are linked to us.